Maternity insurance will be implemented in conjunction with medical insurance
On the 25th, Chen Jinzhao, deputy director of the State Health Insurance Bureau, said at the briefing of the State Council policy that comprehensively promoting the merger of maternity insurance and basic medical insurance for employees will ensure that the maternity insurance benefits of employees during the birth period remain unchanged and that the system is sustainable.
The General Office of the State Council recently issued the "Opinions on Comprehensively Promoting the Implementation of the Combination of Maternity Insurance and Basic Medical Insurance for Workers", requiring two insurance mergers to be implemented before the end of 2019, following the general idea of retaining insurance, guaranteeing benefits, unified management, and reducing costs. Simultaneous registration of insurance participation, fund consolidation operation, collection and management, uniform supervision and management, and integration of service.
Maternity insurance plays an important role in safeguarding the rights and interests of workers' maternity protection, promoting women's fair employment, balancing the burden on employers, and ensuring the basic life and physical health of working women during their childbearing. Chen Jintao said that the implementation of the two insurance mergers is not to cancel the maternity insurance, but to carry out the merger and implementation on the management level from the perspective of improving the effectiveness of public governance, reducing the burden on the units and insured personnel, improving the mutual aid ability of the fund, and standardizing operations.
According to reports, China has carried out two insurance merger pilot projects in 12 cities such as Hebei, and achieved positive results. The coverage of maternity insurance in pilot cities has expanded, the mutual aid capacity of funds has increased, and the level of management services has improved. The relevant summary report of the State Council pointed out that the implementation of the two insurance mergers does not increase the unit burden, does not affect individual treatment, and is conducive to further strengthening the fund's ability to withstand risks.